Flexible Financing for Your Wall Panels
Get the wall you want today and pay over time with special financing. Quick application, instant decision in most cases.
No Interest if Paid in Full in 6 Months*
Perfect for a single room refresh. Pay it off within 6 months and pay $0 interest.
No Interest if Paid in Full in 12 Months*
Ideal for full-home or multi-room projects. A full year to pay with no interest if paid in full.
How It Works
Apply Online
Fill out a short application — no impact to shop around.
Get an Instant Decision
Most applicants know right away.
Shop Modern Loom
Use your new credit line in-store or online for panels, lighting, and accessories.
Pay Over Time
Pay off your purchase within the promo period to avoid interest charges.
Financing FAQs
What does "No Interest if Paid in Full" actually mean?
This is a deferred interest promotion. Interest accrues on your purchase from the date of sale, but it's waived entirely if you pay the full purchase amount before the promotional period ends. If any balance remains when the promo period ends, you will be charged all the interest that accrued from the original purchase date — not just interest going forward.
How do I avoid paying interest?
Pay the entire purchase balance in full before the end of your promotional period (6 or 12 months, depending on purchase amount). We recommend setting up autopay to avoid missing the deadline.
Will applying affect my credit score?
Our lending partner will run a credit check as part of the application, which may result in a hard inquiry.
Can I use this financing in-store and online?
Yes. Once approved, your account can be used both in our Richmond, TX showroom and at checkout on modernloomdecor.com.